[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.notarkom.cz\/nakupujte-s-rozumem\/#Article","mainEntityOfPage":"https:\/\/www.notarkom.cz\/nakupujte-s-rozumem\/","headline":"Nakupujte s rozumem","name":"Nakupujte s rozumem","description":"R\u010den\u00ed \u201ebez pen\u011bz do hospody nelez\u201c u\u017e v dne\u0161n\u00ed dob\u011b leckde neplat\u00ed. U\u017e je i v n\u00e1s cel\u00e1 \u0159ada obchod\u016f, do kter\u00fdch \u010dlov\u011bk m\u016f\u017ee bez pen\u011bz nejen vstoupit, ale i...","datePublished":"2018-12-10","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.notarkom.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.notarkom.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"notarkom.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.notarkom.cz\/wp-content\/uploads\/img_a331377_w2719_t1543702919.jpg","url":"https:\/\/www.notarkom.cz\/wp-content\/uploads\/img_a331377_w2719_t1543702919.jpg","height":0,"width":0},"url":"https:\/\/www.notarkom.cz\/nakupujte-s-rozumem\/","wordCount":514,"articleBody":"R\u010den\u00ed \u201ebez pen\u011bz do hospody nelez\u201c u\u017e v dne\u0161n\u00ed dob\u011b leckde neplat\u00ed. U\u017e je i v n\u00e1s cel\u00e1 \u0159ada obchod\u016f, do kter\u00fdch \u010dlov\u011bk m\u016f\u017ee bez pen\u011bz nejen vstoupit, ale i si odsud n\u011bco odn\u00e9st. P\u0159i\u010dem\u017e nemus\u00ed v\u016fbec nakupovat \u201eza p\u011bt prst\u016f\u201c. U\u017e d\u00e1vno i v na\u0161ich kon\u010din\u00e1ch existuje mo\u017enost nakupovat na spl\u00e1tky u nebankovn\u00edch spole\u010dnost\u00ed. Tedy varianta, kdy \u010dlov\u011bk p\u0159ijde, vybere si, co se mu l\u00edb\u00ed, a odch\u00e1z\u00ed i s vybran\u00fdm. M\u016f\u017ee si takto dop\u0159\u00e1t i n\u00e1kup na spl\u00e1tky bez nav\u00fd\u0161en\u00ed, jen\u017e je bezesporu v\u00fdhodn\u00fd a pro kter\u00fd plat\u00ed vlastn\u011b jenom to, \u017ee \u010dlov\u011bk mus\u00ed dodr\u017eovat spl\u00e1tkov\u00fd kalend\u00e1\u0159, tedy platit v p\u0159esn\u011b stanoven\u00fdch term\u00ednech. Ov\u0161em jsou nejednou i p\u0159\u00edpady odli\u0161n\u00e9. A v t\u011bchto p\u0159\u00edpadech jin\u00fdch si pak \u010dlov\u011bk mus\u00ed v\u0161\u00edmat p\u0159edev\u0161\u00edm \u00fadaje zn\u00e1m\u00e9ho pod n\u00e1zvem RPSN, tedy informace o tom, kolik si z\u00e1kazn\u00edk p\u0159i koupi dan\u00e9ho zbo\u017e\u00ed za toto kv\u016fli spl\u00e1tk\u00e1m p\u0159iplat\u00ed. Tento \u00fadaj se li\u0161\u00ed obchodn\u00edk od obchodn\u00edka a hraje nejednou zaru\u010den\u011b nezanedbatelnou roli. Proto\u017ee u n\u011bkoho z podnikatel\u016f si t\u00edmto zp\u016fsobem p\u0159iplat\u00edme m\u00e1lo, u n\u011bkoho ale klidn\u011b i o dost v\u00edc, a m\u016f\u017ee se st\u00e1t, \u017ee pr\u00e1v\u011b d\u00edky tomuto nen\u00ed v kone\u010dn\u00e9m d\u016fsledku n\u00e1kup ani zdaleka tak v\u00fdhodn\u00fd, jak by se zprvu mohl zd\u00e1t, respektive m\u016f\u017ee b\u00fdt p\u0159\u00edmo drakonicky p\u0159edra\u017een\u00fd. N\u011bkdy si tak na spl\u00e1tky nakoup\u00edme v\u00fdhodn\u011b, jindy ne. Je tedy t\u011b\u017eko \u0159\u00edci, zda je spl\u00e1tkov\u00fd prodej dobr\u00e1 nebo \u0161patn\u00e1 v\u011bc. To se d\u00e1 \u0159\u00edci teprve tehdy, kdy si z\u00e1kazn\u00edk zjist\u00ed nejen to, na kolik ho n\u00e1kup p\u0159ijde, ale i to, jak\u00e9 jsou nab\u00eddky nebankovn\u00edch spole\u010dnost\u00ed nebo jak dlouho tyto p\u016fsob\u00ed na trhu. Jedno je v\u0161ak jist\u00e9. A sice to, \u017ee se tento typ prodeje mus\u00ed takov\u00e9 spole\u010dnosti vyplatit. Prodejci nejsou charitativn\u00edmi organizacemi, je\u017e by z\u00e1kazn\u00edky dobrovoln\u011b zv\u00fdhod\u0148ovaly na sv\u016fj \u00fakor. V\u017edycky jde p\u0159edev\u0161\u00edm o byznys. A je tak jenom na z\u00e1kazn\u00edkovi, zda na dan\u00e1 pravidla p\u0159istoup\u00ed \u010di zda rad\u011bji po\u010dk\u00e1 na dobu, kdy u\u017e bude m\u00edt na\u0161et\u0159eno na koupi bez spl\u00e1tek. Ka\u017edop\u00e1dn\u011b nen\u00ed takov\u00fd n\u00e1kup na spl\u00e1tky automaticky v\u00fdmyslem \u0161izu\u0148k\u016f, jak prav\u00ed . A jde jen o to, zda se z\u00e1kazn\u00edk nech\u00e1 od\u0159\u00edt z k\u016f\u017ee nebo ne. Proto\u017ee pochybn\u00fdm podnik\u016fm u n\u00e1s bude kv\u00e9st p\u0161enka jen do doby, dokud budou lid\u00e9 ochotn\u00ed nechat se vz\u00edt na h\u016fl. A je jen na v\u00e1s, budete-li jedn\u011bmi z nich nebo ne.                                                                                                                                                                                                                                                                                                                                                                                        3.6\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nakupujte s rozumem","item":"https:\/\/www.notarkom.cz\/nakupujte-s-rozumem\/#breadcrumbitem"}]}]